Credit from Switzerland without Credit bureau.

In Germany, every loan is linked to a Credit bureau request and the subsequent notification of the payment to the credit protection association. If you want a loan without Credit bureau, you can get one through a foreign bank, the best known are Credit bureau-free loans from Switzerland and Lidemer.

Who is the Credit bureau-free Good lender loan for?

Who is the Credit bureau-free Good lender loan for?

For consumers with several soft negative characteristics or a hard negative entry in the Credit bureau information, a loan from Switzerland without Credit bureau is usually the only way to take out a loan. The federal credit institution is not a contractual partner of Credit bureau in Germany and therefore does not receive any information about consumer data stored there. However, it does a credit check with the Good lender credit information, of course there is no data from Germany. Likewise, German credit providers have no insight into the credit data stored there.

For this reason, the loan from Switzerland without Credit bureau is also suitable for consumers who are planning further extensive financing within the following six months. Taking out multiple loans within a short period of time deteriorates personal creditworthiness and often leads to consumers having to pay an increased interest rate for the second loan. Thus, the Credit bureau-free loan from Switzerland can lead to savings when borrowing later, so that it can also be considered for consumers with impeccable Credit bureau information.

How is the Credit bureau-free Good lender loan applied for and paid out?

How is the Credit bureau-free Good lender loan applied for and paid out?

Interested parties apply for a loan from Switzerland without Credit bureau after a price comparison directly to the selected bank, provided that the loan amount does not refer to more than 3500 USD. For larger amounts as well as for the loan application without Credit bureau, it is generally necessary to commission a reputable credit broker.

A prerequisite for credit approval by a Good lender bank is an income above the garnishment exemption limit, to which federal credit institutions generally only count the wages of the main job and neither child benefit nor any additional earnings. After approval, the bank pays the loan from Switzerland without Credit bureau by transfer to the customer’s current account in USD. The loan from Switzerland without Credit bureau is therefore not a foreign currency loan and is not associated with a currency risk.

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